Health Insurance Rate Watch Project

Arizona PIRG Education Fund's Health Insurance Rate Watch Project is conducting in-depth analysis of insurers' rate hike requests, sharing our findings with state officials and the general public, and encouraging the public to participate in Arizona’s rate review process.

FIGHTING UNJUSTIFIED PREMIUM HIKES

It’s time for health insurers to get serious about lowering the cost of care by cutting waste and focusing on preventive care that gets results—instead of raising deductibles and hiking premiums. The Arizona PIRG Education Fund’s Health Insurance Rate Watch Project is working to make this a reality.

The Arizona PIRG Education Fund’s Health Insurance Rate Watch Project will investigate the biggest rate hike proposals and alert officials to areas of waste and concern. We will then mobilize the public to encourage state decision makers to stand up for consumers.

WHAT’S AT STAKE
Health care costs too much, delivers too little in return, and is squeezing the budgets of families and small businesses across the state. Health insurance companies could be lowering costs by cutting administrative bloat, driving a hard bargain with hospitals on prices, paying doctors to keep people healthy rather than to order expensive treatments, and passing on those savings to customers. But too often, they just keep raising rates on their customers without performing these functions.

Before insurance companies hike rates, they need to demonstrate that they are doing everything they can to keep rates down. State officials need to be able to scrutinize these rate hikes to make sure every red cent is justified—and reject them if they are not. When public pressure has been brought to bear on rate increases, dramatic savings have been won for consumers. 

Issue updates

News Release | Arizona PIRG Education Fund | Health Care

New Arizona PIRG Education Fund Guide Explains Health Care Coverage Options for Young People and their Families

A provision of the new federal health care law that goes into effect today allowing parents to keep children on their health insurance plan until age 26 will benefit 30,900 young people, according to the Arizona PIRG Education Fund. The Arizona PIRG Education Fund marked the day by releasing The Young Person’s Guide to Health Insurance, a consumer guide which offers information about the rights and options available to young people and their families under the new law, which includes a letter addressed to students coming back to college this fall from President Barack Obama.

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Report | Arizona PIRG Education Fund | Health Care

Delivering on the Promise

The recently passed federal health care reform law will make significant changes in how health insurance and health care work for consumers, businesses, and local and state governments, as well as how insurers and providers operate. But whether Americans experience improved care, lower costs and greater access depends largely on what happens next.

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News Release | Arizona PIRG Education Fund | Health Care

THE FOCUS FOR NEXT STAGE OF HEALTH REFORM

The new federal health care reform law puts state leaders in the driver’s seat, according to a new report by the Arizona PIRG Education Fund. Delivering on the Promise shows how state policy makers can implement and improve on the law to ensure it offers the best deal to consumers.

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News Release | Arizona PIRG Education Fund | Health Care

New Report: Gaps in Medical Research Result in Poorer Care and Higher Costs

A new report released today by the Arizona PIRG Education Fund finds that for the majority of medical conditions, no studies exist that determine the most effective course of treatment among all the available options.

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Report | Arizona PIRG Education Fund | Health Care

The Facts About Comparative Effectiveness Research

As Congressional and public debate over health care reform grows more intense, comparative effectiveness research (CER) has emerged as an unlikely flashpoint of controversy. Opponents’ claims that CER results in the rationing of health care or a government takeover are belied by the true nature of such research: it is simply fundamental scientific research of medical treatments aimed at determining the most effective ways to treat sickness and injury.

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