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Blog Post | Consumer Protection

You might not know this about overdraft fees | Kathryn Lee

Did your bank sell you on the idea that it’s embarrassing for you to have your debit card declined for a $3 cup of coffee, and that you should pay them $35 each time for “overdraft protection”? Those big fees are what’s embarrassing. Unless you say yes to allow fees, you cannot be charged for over-drafting your debit card.

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Blog Post | Transportation

Don’t Believe the Hype – Millennials’ Transportation Habits Are Changing | Sean Doyle

Despite news stories claiming that Millennials are buying up cars at record rates, the reality is quite different. After adjusting previous studies to account for differences in the size of the generations measured, on a per-capita basis, Millennials are 29 percent less likely than members of Generation X to own a car.

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Blog Post | Transportation

Breaking the Silence on Transportation and the Climate

Transportation policy-makers in most states and at the federal level have simply never seen it as their business to consider, much less act to reduce, the climate impacts of their infrastructure investment decisions. The Obama administration’s actions last week, however tentative, suggest that that is about to change.

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Blog Post | Transportation

All Americans Deserve Clean Air to Breathe, On Earth Day and Every Day | Sean Doyle

U.S. DOT asks if we should measure global warming pollution from transportation.

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News Release | U.S.PIRG Education Fund | Consumer Protection, Make VW Pay, Transportation

Framework for VW Settlement Announced

Statement by Mike Litt, Consumer Program Advocate at U.S. PIRG Education Fund, on todays announced VW settlement. For more details on what a strong settlement agreement ought to look like, please see the open letter that we released earlier this week with other consumer and environmental groups.

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News Release | Arizona PIRG Education Fund | Consumer Protection

New Report Analyzes Complaints About Credit Bureaus

According to new analysis from the Arizona PIRG Education Fund, thousands of consumers with errors on their credit reports are getting relief through the Consumer Financial Protection Bureau (CFPB). The report also found that credit reporting agencies vary widely in how they respond to consumer complaints: Equifax responded to over half with relief, while Experian responded with relief to only 5 percent.

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News Release | Arizona PIRG Education Fund | Transportation

New "Urban Streets" Guide Could Help Arizona Become More Walkable, Livable

In Phoenix the National Association of City Transportation Officials unveiled its new Urban Street Design Guide, a handbook that can help Arizona’s cities make their streets better for people and business.  The guide recommends that cities treat streets as public spaces for people of all ages and abilities and design streets to accommodate pedestrians, bicyclists, and transit users in addition to motorists.

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News Release | Arizona PIRG Education Fund | Consumer Protection

Foodborne Illness Racks up $22 million in Economic Costs in 2012 and 2013

According to a new study by the Arizona PIRG Education Fund, the Food and Drug Administration (FDA) delays in implementing the 2011 Food Safety Modernization Act have put lives at risk at a cost of $1,363,353 in Arizona. Contaminated food makes 48 million Americans sick every year.

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Media Hit | Tax

The Center for Public Integrity: State pro-business organizations are publicly funded, but privately controlled

Serena Unrein, the public interest advocate at Arizona PIRG, said there’s been no evidence of malfeasance at the Arizona Commerce Authority, but that without full transparency, it’s impossible to know for sure.

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News Release | Arizona PIRG Education Fund | Consumer Protection

New Report Identifies Most Troublesome Private Lenders to Students

Thousands of American students are using the Consumer Financial Protection Bureau’s (CFPB) public Consumer Complaints Database to settle disputes about private student loans, according to a new report from the Arizona PIRG Education Fund.

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Report | Arizona PIRG Education Fund | Safe Energy

Pioneers for Clean Energy in Arizona

Energy efficiency is the quickest, cheapest and cleanest way for Arizona to meet its growing energy needs. Although the magnitude of the economic situation in Arizona and across the nation is daunting, increasing energy efficiency offers an immediate, proven and important step consumers, businesses and government can take to save money, stimulate the local economy, create jobs and other services, and protect public health.

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Report | Arizona PIRG Education Fund | Budget

Transparency 2.0

The Arizona PIRG Education Fund reviewed how current Arizona policy compares to best practices among Transparency 2.0 states that have upgraded their budget transparency systems. This report makes the case that Arizona must seize the opportunity to become a leader of the nationwide movement of state governments enhancing budget transparency in order to increase efficiency, accountability, and public trust.

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Report | Arizona PIRG Education Fund | Consumer Protection

A Public Interest Internet Agenda

Connecting our entire nation via high-speed broadband will bring remarkable economic, social, cultural, personal, and other benefits. Robust economic development, job creation, improved health care at lower costs, enhanced educational opportunities, increased homeland security and public safety, reduced energy consumption and pollution, a reinvigorated democracy and more open government – these are just a few of the benefits that will flow from our nation linking its entire population to the Internet at broadband speed.

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Report | Arizona PIRG Education Fund | Health Care

The Facts About Comparative Effectiveness Research

As Congressional and public debate over health care reform grows more intense, comparative effectiveness research (CER) has emerged as an unlikely flashpoint of controversy. Opponents’ claims that CER results in the rationing of health care or a government takeover are belied by the true nature of such research: it is simply fundamental scientific research of medical treatments aimed at determining the most effective ways to treat sickness and injury.

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Report | Arizona PIRG Education Fund | Transportation

Arizona and the Stimulus

June 29th, 2009 marks the 120-day deadline for Arizona and the other states to commit at least 50% of American Recovery and Reinvestment Act’s (ARRA) $26.6 billion in transportation funds. It provides a vantage point to examine how states are using the money, with a particular focus on the $527 million apportioned to Arizona.

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Blog Post | Food

Happy 106th birthday to two landmark food safety laws! | Diane Brown

This week marks the 106th anniversary of the passage of the Pure Food and Drugs Act and the Federal Meat Inspection Act, two landmark pieces of consumer based legislation which established the modern food protection system as we know it.

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Blog Post | Tax

Farm Bill Could Sow Seeds for Obesity | Jason Donofrio

When Congress turns to reauthorizing the federal Farm Bill this summer, you might think that only farmers or people from farm states should care. But in reality, the decisions they make impact all of us, because there’s a real risk Congress will maintain a broken status quo that lavishes taxpayer dollars on the junk food ingredients that are helping to fuel the obesity epidemic.

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Blog Post | Higher Ed

The New Student Battle Cry: Don't Double My Rate! | Jason Donofrio

The media and the country are just waking up to the alarming fact that unless Congress acts by July 1, the interest rate on subsidized Stafford student loans will double from 3.4 percent to 6.8 percent. Congress must not let that happen.

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Blog Post | Financial Reform

CFPB announces major investigation of bank overdraft fee practices | Diane Brown

Today, the Consumer Financial Protection Bureau will announce overdraft fee investigation, unveil "penalty box" disclosure, and possibly end $39 lattes.

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Blog Post | Consumer Protection

Arizona's Next 100 Years | Diane Brown

As we celebrate Arizona’s centennial today, I am reminded how lucky I am to live in a state with an independent nature and breathtaking natural beauty. But I also wonder about Arizona’s next 100 years.

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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