Health Insurance Rate Watch Project

Arizona PIRG Education Fund's Health Insurance Rate Watch Project is conducting in-depth analysis of insurers' rate hike requests, sharing our findings with state officials and the general public, and encouraging the public to participate in Arizona’s rate review process.

FIGHTING UNJUSTIFIED PREMIUM HIKES

It’s time for health insurers to get serious about lowering the cost of care by cutting waste and focusing on preventive care that gets results—instead of raising deductibles and hiking premiums. The Arizona PIRG Education Fund’s Health Insurance Rate Watch Project is working to make this a reality.

The Arizona PIRG Education Fund’s Health Insurance Rate Watch Project will investigate the biggest rate hike proposals and alert officials to areas of waste and concern. We will then mobilize the public to encourage state decision makers to stand up for consumers.

WHAT’S AT STAKE
Health care costs too much, delivers too little in return, and is squeezing the budgets of families and small businesses across the state. Health insurance companies could be lowering costs by cutting administrative bloat, driving a hard bargain with hospitals on prices, paying doctors to keep people healthy rather than to order expensive treatments, and passing on those savings to customers. But too often, they just keep raising rates on their customers without performing these functions.

Before insurance companies hike rates, they need to demonstrate that they are doing everything they can to keep rates down. State officials need to be able to scrutinize these rate hikes to make sure every red cent is justified—and reject them if they are not. When public pressure has been brought to bear on rate increases, dramatic savings have been won for consumers. 

Issue updates

News Release | U.S. PIRG | Health Care

Our Statement on House Passage of the American Health Care Act

Today’s House vote is a big step in the wrong direction for American consumers and the American health care system. It’s no secret that there are plenty of problems with health care in America, but the AHCA in its current form not only won’t address the real problems in our health care system—it is likely to make them worse.

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Blog Post | Health Care

Our Statement on the American Health Care Act

Instead of taking on the high cost of health care and other urgent problems for consumers, Congress may be on the verge of severely damaging the nation’s health insurance markets, raising costs and degrading care for millions of Americans.

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Blog Post | Health Care

PIRG applauds decisions blocking health insurance mega-mergers

This week, in a big win for consumers, a district court took action to block the proposed merger between health insurance giants Anthem and Cigna. This decision follows a ruling last month that blocked the proposed merger of two more of the nation’s biggest for-profit health insurers, Aetna and Humana. These decisions come after months of work by U.S. PIRG and a broad coalition of consumer and health care groups, urging close scrutiny of the mergers from state and federal regulators and raising questions and concerns about the potential impact of the mergers.

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Report | Arizona PIRG Education Fund | Health Care

So you need health insurance? Now what?

The Arizona PIRG Education Fund has issued a guide to understanding your health insurance options and rights. The guide provides definitions of health insurance terms and tips for finding health insurance that won’t break the bank.

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Report | Arizona PIRG Education Fund | Health Care

So You Have Health Insurance. Now What?

So You Have Health Insurance. Now What? provides tips for Arizona consumers deciding whether to keep their individual health insurance plan or switch to a new plan.

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Pages

News Release | Arizona PIRG Education Fund | Health Care

Phoenix College President, HHS Interim Regional Director, Cover Arizona Announce Plans to Educate and Enroll Arizonans

With the Health Insurance Marketplace set to open on November 15, Phoenix College leaders, the Interim Regional Director for Health & Human Services (HHS) and members of the Cover Arizona coalition announced plans to educate and enroll Arizonans in health insurance. Participants also provided tips on what Arizonans need to know to receive new health insurance or renew their existing insurance.

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News Release | Arizona PIRG Education Fund | Health Care

College Grads: Is it Time for You to Review Your Health Coverage Options?

As the Class of 2014 graduates from Arizona colleges this month, many new degree-holders will take time to look for work in their chosen field, consider pursuing a higher degree or ponder their next move. Whichever path they choose, one of those important steps should include evaluating whether they will experience any gaps in health coverage during this time period.

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News Release | Arizona PIRG Education Fund | Health Care

Arizona PIRG Education Fund Helps Young Adults Navigate New Health Insurance Landscape

With major components of the Affordable Care Act about to go into effect, the Arizona PIRG Education Fund launched a statewide education campaign to reach Arizona college students and others with facts about the law and tips to help them find coverage. As part of this effort, the Arizona PIRG Education Fund released their new guide So You Need Health Insurance. Now What? Arizona Health Insurance 101.

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News Release | Arizona PIRG Education Fund | Health Care

Groups Launch “Cover Arizona Week” Targeting Uninsured Statewide

This week, Cover Arizona, a coalition of organizations dedicated to the health and well-being of Arizonans, will host more than 50 community events statewide to provide opportunities for the uninsured to “Get Covered.”

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News Release | Arizona PIRG Education Fund | Health Care

As New Health Insurance Rate Increases Become Effective, Consumer Group Provides Analysis & Offers Recommendations

Today, the Arizona PIRG Education Fund released A Glimpse into Arizona’s Health Insurance Rate Review Program. The document provides an initial analysis on how effectively Arizona is reviewing proposed health insurance rate increases for the individual market since taking over that responsibility from the federal government.

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Pages

Report | Arizona PIRG Education Fund

People living in the United States have access to some of the best medical care in the world, from life-saving drugs to cutting-edge surgical techniques. But our system is deeply flawed, with spiraling costs forcing many Americans to spend more on care and often receiving poor quality care for all the extra money spent.

News Release | Arizona PIRG Education Fund

While many Americans struggle to afford their prescription drugs, Arizona PIRG Education Fund’s survey of retail prices of commonly prescribed medications found patients can save hundreds, even thousands of dollars in some cases by shopping around at pharmacies within their communities.

Blog Post

Cost containment is is a critical first step in addressing the deep faults in our health care system - it's hard to image fixing problems of access if we continue to be charged $15 for a Tylenol pill or $1,000 for a toothbrush. It turns out that overpriced equipment repair helps add to those inflated costs.

News Release | U.S. PIRG

King Bio Inc. issued the second significant voluntary recall since late July of their homeopathic drugs on Wednesday. Safety concerns over homeopathic drugs extend beyond King Bio as over the past several years, the FDA has issued recalls to several companies for a variety of health products from zinc-containing intranasal medicine to asthma drugs with toxic ingredients. 

News Release

Today, President Trump signed a new Executive Order that aims to loosen up rules for health insurance plans for individuals, families and small businesses. Though the administration touts the potential for lower-cost health insurance under looser rules, this action will not help American consumers. In fact, it is likely to make matters worse by destabilizing the markets Americans rely on for health coverage. American consumers need real action on health care costs, but this simply will not cut it.

Health Care

Fighting surprise medical bills

To help protect consumers from surprise medical bills, we've launched a campaign to educate consumers on their rights to push back if they receive a surprise medical bill.

 

Health Care

Bipartisan bill to stop surprise medical billing becomes law

Americans will now be protected from surprise medical bills sent by out-of-network providers thanks to a new bipartisan law prohibiting "balance billing," where providers charge patients the difference between their fees and the maximum allowed by the patient's insurance.

 

Health Care | U.S. PIRG

Searching for common ground on caregiving

In our politically divided time, it's difficult to see where we can find common ground. But the need to value the work of caring for our loved ones is one such place. PIRG Senior Director of New Economy Campaigns Evan Preston explains in his blog, "Toward Consensus on Caregiving."

 
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